Thursday, August 28, 2008

Sad Things about Overspending

Autumn is coming. A new season is always a good time to buy new clothes in order to change one’s image. I was thinking of buying some new things, but now I realized I can afford very little.
A month ago, I was going to buy several dresses, high-heeled shoes, a trench coat or something else. I wanna make my image more feminine. But as I’ve spent too much money on trifles (cosmetic, CDs, DVDs), I cannot afford to buy many things now.
So, now I’m looking for cheaper things but not for brands, as I was dreaming. Moreover, I realize I will hardly be able to change my image, now I can buy only several necessary things and that’s all. It is sad.

Wednesday, August 27, 2008

How to Save? That is a Question!

How to save? That is the question I’m concerned at the moment. I calculated how much I spent for this month. I was shocked! The whole month I did my best to save, I avoided big shopping and tried to spend as less as possible. And what I see at the end of the month? I spent as much money as usual.
My conclusion, the more I tried to save, the more I spent on trifles. It is bad. I do not know what to do.
It will be my birthday next month. I need to save some money: I want to make a new haircut, visit a cosmetologist. I want to look marvelous on my birthday! Besides, I want to make a birthday party. It demands money, too. So, it is time to start saving money for the birthday.
But how? How to save money if the more I try to save, the more I spend. How to take control of my spending? Do you have an idea?

Thursday, August 21, 2008

Credit Score Information

Credit score is very important in our days. Just think, high credit score is not only the proof of your good financial well-being but it also proves that you are a responsible and smart consumer. Today credit score is of a great importance not only when you are going to apply for a credit card, or going to take a mortgage, it plays a role even when you are interviewed for a new job.
Everyone realizes, the higher credit score you have, the better. How to acquire high credit score? How to establish excellent credit in order to be eligible for credit deals with low interest rates, high limit, and alluring rewards? Lots of cardholders are concerned about these questions. If you are looking for a way to raise your credit score, visit At the site, you will find information about credit cards, credit history tips, list of credit bureaus, etc. The site is an informative recourse that provides reviews of credit cards and articles on credit related issues. I fund here a lot of useful information, and advise you to visit the site.

Monday, August 18, 2008

I Feel Bad

I feel awful! I feel ashamed! I let down my friend. My friend has problems with her apartment. She is looking for a new apartment but she does not have enough money. So, she asked me for a help, she wanted us to share an apartment, my apartment. I could have said “yes” and saved my friend from many problems, but I said “no”.
The thing is I am used to live alone. I have been living alone for several years. I enjoy living alone. I cannot sacrifice my freedom. I am not ready to adjust to anybody. I mean I am not ready to adjust to my friend’s habits. I do not want to share an apartment with one of my friends. I love my friends, but I WANT to live ALONE. I am not a teenager to share my apartment with a friend. So, I refused my friend. My best friend.
It is awful and I feel ashamed of this. But don’t I have the right to live alone in my apartment and do not share it with anybody else?

Friday, August 1, 2008

Wedding Is an Expensive Treat?

A friend of mine is going to marry next week. I am invited to the wedding ceremony and party. I am happy for my friend and I’m looking forward for the ceremony. I’m sure she will look fantastically. And the party is sure to be awesome! It is a great event!
But on the other hand, a wedding is an expensive treat. It concerns not only the couple but guests, too.
Just look how much you have to spend just to visit a wedding. First, you need a gown. Of course, a bride always looks the best, but what about other guests. Show me a woman who doesn’t spend hours (and even days) in search for a special dress for the occasion. I am one of such women, and I have to admit that the dress cost me a pretty penny.
So, you buy a dress and then you realize that you need to buy also shoes, accessories. You need a hairstyle, manicure, make-up. Yeah, you have to fork money for this stuff.
Now you look great and ready for the ceremony. But what about a bunch of flowers and a present for newly married? Loosen your purse strings!
So, the only question I’m concerned now is how to save money on weddings. How to enjoy your friend’s wedding party and not to go bankrupt?!