Thursday, November 20, 2008

Being Thrifty

The crisis makes us cut down expenses. The latest researches show, that being thrifty turns out to be a hard task for lots of people. The thing is human expenses have grown up much for the latest decade. People (all over the world) lost the ability to economize.

Check out your month expenses and you will see how much money you waste every month. I believe, there are people who are able to live thrifty but they are really few in number.

I admit - I am a spendthrift. I’ve written down all my expenses for two last weeks. I realized – I waste money. I buy lots of useless things. All my attempts to cut down the expenses failed. And now I’m looking for ways to become economical , for the ways that really works. If I do not start save today, I’m afraid, I will have no money to buy Christmas gifts for my close people.

Tuesday, November 11, 2008

My 16-years old niece is a Justin Timberlake fan. She buys his albums, concert DVDs, and never misses a show when he takes a part in it. The walls in her room are covered with his posters. All she is dreaming about is to visit Justin’s show, meet him. He is Everything for her. All her life. (at least, she says so)

No doubt, everyone has ever see fans on a show: they cry and tears are running when they see their Idol. But I never understand fans. Girl-fans always say they are in love with this or that singer/actor. They are dreaming about him. But is it really possible to love a person you never meet, you never talk to? What it is like to love a Dream?

Friday, November 7, 2008

Big Shopping Time

December and November is big shopping time. Everyone is looking for Christmas gifts for close people. So, I’m going to check my credit report. I want to learn my FICO score before to apply for a cash back credit card.

Free Credit Reports
I do love shopping for gifts. I can spend hours in stores to find something special for my friend and relatives. The only thing that keeps me from shopping now is my budget. Unfortunately, I do not have enough cash for presents. So, I will have to buy things on my credit card. But all these rates, fees and so on make me mad. I want to enjoy shopping but not calculate how much I overpay every time I buy anything.

Wednesday, November 5, 2008

I'm Starting Life Without Cable TV

I’ve decided try to live without cable TV. I calculated my expenses and realized that I spent too much last month. So, I’m going to do my best to cut the domestic expenses. My friend advised me to turn off the cable TV, she convinced me that it is a waste of money.
Well, I calculated how much time I spend in front of TV and how many cable channels I watch. Guess what? I hardly watch half of cable channels, I watch only five, in particular. Besides, I am not a person who spends hours in front of TV. I often have to stay at work late and I try to go to a gym two/three times a week. So, I really rare watch TV at all. Next month I’m going to start my life without cable TV, hope it will help me to save money.