December and November is big shopping time. Everyone is looking for Christmas gifts for close people. So, I’m going to check my credit report. I want to learn my FICO score before to apply for a cash back credit card.
I do love shopping for gifts. I can spend hours in stores to find something special for my friend and relatives. The only thing that keeps me from shopping now is my budget. Unfortunately, I do not have enough cash for presents. So, I will have to buy things on my credit card. But all these rates, fees and so on make me mad. I want to enjoy shopping but not calculate how much I overpay every time I buy anything.